Here I will explain about the types
of investments and their advantages and disadvantages, I have 7 examples of different
types of investments ;
1. Savings
Save some money in the bank that can be taken and used at a later date if
the owner requires savings.
Profit
1. Can be taken anytime and have no risk.
2. Its easy
Loss
1. Money can be easily
reduced, because it can be taken at any time with ease
2. small savings
interest.
2. Deposits
of saving money for a certain period, if not yet overdue money cannot be
taken or will earn a penalty/fines if taken before his time. Late fee is adjusted with the agreement that
has been exchanged.
Profit
1. Risk is very
low.
2. acceptable Interest
greater than regular savings.
Loss
1. Profits or interest
received less when compared to other types of investment dealing directly with
market risk.
3. Mutual funds
Mutual fund is where muster funds collectively. The funds collected will
be managed by the investment manager will invest in other investment types.
When the profit or loss will be divided in for investors. This may be an option
for those of you who are just starting to invest. This type of risk is
different, depending on the type of risk that is selected. The type is a mutual
fund money market, fixed income mutual fund, mutual fund shares, and mutual
fund mix.
Profit
1. No need to have a lot of knowledge, as managed by the investment
manager.
2. Because it invested to many places, then if there is a loss in one
place could be preserved somewhere else that might turn a profit.
Loss
1. For some people,
because it is not self-administered are often not satisfied with the results.
2. A profit less than
stocks and any charges incurred for managers.
4. Bond
The bond is a certificate of evidence of debt,
is a proof that we give the debt to certain companies or the Government. The
party owes will give flowers for a certain period. Debt repayment period of
more than one year. The safest bonds are bonds or bonds from the State.
Profit
1. to provide a fixed income (fixed income) in the form of coupons.
2. Profit on sale of bonds (capital gains).
3. Interest greater than deposits.
Loss
1. The risk of the
company could not afford to pay coupon bond or risk the company is not able to
refund the principal amount of bonds.
2. Interest rate Risk
(Interest Rate Risk).
3. long time period
(> 1 year), so it can't be thawed when needed or if you want to invest in
another.
4. If the party which
owes the bankrupt, means cannot restore his debts.
5. Stock
Shares means you have ownership in a company.
Money we instill serve as capital for the company. The company will provide an
acceptable profit to shareholders as dividends. When it is judged good or a lot
of people who want to buy shares of a company, the price is going up, so that
when you sell shares will gain an advantage. On the contrary, if the company
suffers losses, its stock price can go down so you can suffer losses. This
stock can be purchased at the securities firm. For each transaction to sell or
buy, you will be charged.
Profit
1. Can bring in huge
profits when the stock price rises.
2. with a little
capital, results can be obtained by repeatedly folding.
Kerugian Saham
1. The risk of loss of
capital if the company went bankrupt/bankrupt
2. The risk of loss
also occurs when the stock price goes down.
6. Gold
Gold prices tend to
rise each year, which is why many people buy gold and then sell it when the
price goes up. When you want to use for investments, gold should be purchased
in the form of precious metals bullion or coins than gold in the form of
jewelry. Gold bullion or coins having no depreciation or creation of ordinary
fare charged when we sell in the form of jewelry.
Profit
1. liquid assets or assets Including an easy sale.
2. Durable
3. Prices are stable, tend to rise
Loss
1. Gold did not make
their owners grew wealthy
2. There is a chance
the value of gold plummeted
3. Unable to provide
regular income
7. Property
Just like gold, the price of the property that is the home and land are
likely to be going up. By purchasing the property, and sell it later on will
bring gains due to selling price has gone up. Home prices will rise quickly
when the location is strategic or close to public facilities, this can be a
consideration when choosing a location. When going to buy a house in a
residential yet or are still built, make sure that the developer be believed
and the existence of a clear agreement, because there are several cases, once
we pay, construction did not proceed resulting in losses.
Profit
1. small Risks
2. Can be rented so that it can provide extra income.
Loss
1.
Requires a large capital to buy a house or land.
2.
The property is not a liquid asset because it is not easy to sell it if one day
need the money.
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